For survivors & caregivers
Pay with your HSA or FSA
Most survivors can pay for Life Spark using pre-tax dollars from a Health Savings Account (HSA) or a Flexible Spending Account (FSA). Symptom tracking, cognition and distress screening, and transition-of-care planning are considered qualified medical expenses when used to manage a diagnosed condition — which includes cancer survivorship follow-up care.
Two ways to pay
- 1. Swipe your HSA/FSA debit card at checkout. Our checkout accepts any card on the Visa or Mastercard network, including HSA/FSA-branded cards from Fidelity, HealthEquity, Optum, WEX, PayFlex, HSA Bank, and most employer plans. It processes the same as any card.
- 2. Pay with a personal card, then reimburse yourself. After checkout you will receive an itemized PDF receipt describing the service as "Cancer survivorship care tracking and transition-of-care planning." Upload that receipt in your HSA/FSA portal for reimbursement.
What we include on your receipt
- Service description tied to survivorship care management
- Date of purchase and billing period
- Amount paid and last four of the card used
- Provider name, address, and Tax ID
- Note that the service is used in connection with a diagnosed condition
If your plan administrator requests a Letter of Medical Necessity (LMN), email connect@lifesparksurvivorship.com and we will provide a template your oncologist or PCP can sign.
Frequently asked
Is this actually HSA/FSA-eligible?
IRS Publication 502 defines qualified medical expenses as amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease. Cancer survivorship tracking and transition-of-care planning support ongoing treatment and monitoring of a diagnosed condition. Final eligibility is between you and your plan administrator.
What if my administrator denies it?
Ask them to reconsider with a Letter of Medical Necessity from your treating clinician. We supply the template. If reimbursement is still denied, you can cancel or switch to a personal card any time from Billing.
Does this apply to caregivers?
Yes — if you are tracking care for a spouse, dependent, or qualifying relative whose medical expenses you can claim, the same rules apply.
We are not a tax advisor. Confirm eligibility with your HSA/FSA plan administrator.